Debt Consolidation vs. Debt Settlement

What is debt consolidation?

Debt consolidation or restructuring is the process by which Reed Consulting negotiates with your creditors to reduce your monthly payments, sometimes by as much as 50%. You pay one monthly lower payment to Reed Consulting. We can help in various other ways too:

• Reed Consulting pays each of your individual creditors
• Eliminate overdue bill notices
• Stop collection calls
• Stop foreclosure, repossession, legal action and shut oReed Consulting
• Stop/lower interest or other fee charges
• Provide you with the knowledge and skills to make better financial decisions.

What is debt settlement?

Debt settlement is an alternative to debt consolidation. Debt settlement is the process by which Reed Consulting negotiates on your behalf with contracted creditors you designated, to reduce your debt amount, in most cases the savings are very significant, possibly as much as 50%. You make payments directly to your creditors, based upon terms Reed Consulting negotiates on your behalf. We can help in various other ways too:

• Stop collection calls
• Stop overdue bill notices
• Stop foreclosure, repossession, legal action and shut oReed Consulting
• Stop/lower interest or other fee charges

Why choose Bill Reed Consulting?

• We have an experienced staff of professionals to represent you and your interests.
• We work with both large and small companies and we can eliminate interest and penalty charges.
• Creditors will work with us to negotiate the terms of your debt. This often will lower your monthly payments.
• Creditors will stop calling to harass you; they will call our professional and experienced representatives.
• When you work with Reed Consulting, creditors will not hassle you, your accounts will not be sent to a collection agency, and you will avoid the embarrassment of personal bankruptcy.

Bottom-line: We help clients feel better about themselves and their personal financial situation. Stated another way …

Reed Consulting helps clients increase their net worth, eliminate the stress of out-of-control debt, and achieve financial peace of mind!

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